WealthyNest

Retirement, investing, tax, withdrawal, and mortgage calculators

Search and filter WealthyNest's financial calculators across retirement planning, FIRE, compound growth, tax strategy, withdrawals, equity analysis, and home mortgage decisions.

Find the right calculator fast

People usually start here when searching for a retirement calculator, FIRE calculator, compound interest calculator, Roth conversion calculator, or mortgage payoff calculator. This directory is built to help you compare the right planning tools without clicking through thin pages.

Every calculator includes real inputs, scenario comparisons, plain-English results, related guides, and internal links into deeper planning models.

Popular calculator categories

Retirement calculatorsFIRE calculatorsInvestment calculatorsTax planning calculatorsWithdrawal calculatorsHome & mortgage calculators

Featured calculators

Retirement Planning3 min

Retirement Projection

Project your nest egg, funding gap, and retirement readiness with real-time portfolio growth.

Projected balance

$1,702,233

Financial Independence3 min

FIRE Model

Estimate when work may become optional based on savings, returns, and desired annual spending.

Projected balance

$1,702,233

Investment Growth2 min

Compound Growth

Visualize how time and consistent contributions compound into long-term wealth.

Future value

$548,171

Equities3 min

Equity Projection

Project the future value of a stock or ETF position with price growth, dividends, and optional reinvestment.

Projected value

$100,431

New category

Home & Mortgage calculators

Model mortgage payoff, refinancing, rent-vs-buy decisions, and whether extra cash belongs in your loan or your portfolio.

Explore the category
Retirement Planning3 min

Retirement Projection

Project your nest egg, funding gap, and retirement readiness with real-time portfolio growth.

Projected balance

$1,702,233

Financial Independence3 min

FIRE Model

Estimate when work may become optional based on savings, returns, and desired annual spending.

Projected balance

$1,702,233

Financial Independence3 min

Coast FIRE

See when your current balance may be large enough to grow on its own toward traditional retirement.

Projected coast balance

$1,202,338

Financial Independence3 min

Lean FIRE

Model a lower-spend early retirement plan with a disciplined target lifestyle.

Projected balance

$1,546,182

Financial Independence3 min

Fat FIRE

Stress test a higher-spend financial independence target with premium lifestyle assumptions.

Projected balance

$1,702,233

Financial Independence3 min

Barista FIRE

Model a flexible retirement path that combines portfolio withdrawals with part-time income.

Projected balance

$1,702,233

Retirement Planning2 min

Retirement Age

Estimate the age you may reach your retirement number.

Target age

55

Retirement Planning3 min

Retirement Gap

Measure how much additional savings you may need by retirement.

Projected balance

$2,094,413

Investment Growth2 min

Compound Growth

Visualize how time and consistent contributions compound into long-term wealth.

Future value

$548,171

Investment Growth2 min

Investment Return

Estimate ending value, gains, and the share of growth driven by returns.

Future value

$1,038,888

Investment Growth2 min

Dollar-Cost Averaging

Model recurring investments over time and see how consistency builds portfolio value.

Future value

$253,570

Investment Growth2 min

Dividend Growth

Estimate how reinvested dividends and price appreciation can accelerate portfolio growth.

Future value

$429,234

Equities3 min

Equity Projection

Project the future value of a stock or ETF position with price growth, dividends, and optional reinvestment.

Projected value

$100,431

Equities3 min

Dividend Income

Estimate how a stock or ETF position could grow into an annual dividend income stream over time.

Future annual income

$6,491

Equities4 min

RSU / Equity Compensation

Model RSU vesting value, estimated taxes, and after-tax equity outcomes across a multi-year grant.

After-tax value

$36,978

Equities4 min

ETF Comparison

Compare two ETF paths side by side using growth, yield, fees, and ongoing contributions.

ETF A projected value

$431,551

Debt & Housing4 min

Home Loan Payoff

Model how extra mortgage payments can change your payoff date, interest cost, and long-term flexibility.

Original payoff date

2056-03-03

Debt & Housing3 min

Mortgage Extra Payment

See how small recurring mortgage overpayments may change your payoff date and total interest cost.

Original payoff date

2056-03-03

Debt & Housing4 min

Refinance Model

Compare your current mortgage with a refinance offer and estimate payment changes, breakeven timing, and interest impact.

Current payment

$2,381

Debt & Housing4 min

Rent vs Buy

Compare the long-term financial tradeoff between renting and buying based on your timeline, mortgage terms, and home appreciation assumptions.

Owner equity

$280,283

Debt & Housing4 min

Invest vs Payoff Mortgage

Compare directing extra cash to investments versus using it to accelerate mortgage payoff.

Investment value

$126,785

Retirement Planning2 min

Emergency Fund

Set a cash reserve target and see how long it may take to fully fund it.

Cash target

$31,200

Retirement Planning2 min

Net Worth

Track total assets, liabilities, and your personal balance sheet in one place.

Net worth

$625,000

Tax Strategy2 min

Roth IRA

Project tax-free Roth IRA growth from annual contributions and compound returns.

Projected Roth value

$598,501

Tax Strategy3 min

Traditional vs Roth

Compare the projected after-tax value of Traditional and Roth IRA-style contributions.

Roth after tax

$472,542

Tax Strategy3 min

Roth Conversion

Estimate the long-term tradeoff of paying tax now for future tax-free withdrawals.

Roth future value

$137,952

Withdrawals1 min

RMD

Estimate your RMD based on age, balance, and the Uniform Lifetime Table divisor.

Estimated RMD

$33,962

Withdrawals1 min

4 Percent Rule

Translate annual spending into a target portfolio using the classic 4% rule framework.

Portfolio target

$2,000,000

Withdrawals3 min

Withdrawal Strategy

Stress test whether your portfolio may sustain retirement withdrawals over time.

Ending balance

$2,838,098

Calculator FAQ

What types of calculators are on WealthyNest?

WealthyNest includes retirement, FIRE, investing, tax strategy, withdrawal, equity, and mortgage calculators.

Are these calculators free to use?

Yes. The calculator experience is available without an account and saved scenarios stay in your browser.

What should I use first?

Most people start with a retirement calculator, FIRE calculator, net worth calculator, or mortgage payoff calculator depending on the decision in front of them.