Tax Planning Calculators
Model Roth IRAs, Roth conversions, and Traditional vs Roth tradeoffs with tax-planning calculators.
Featured calculators
All calculators in this category
How these tools differ
Start with the tool that matches your immediate question, then open a second calculator to pressure test the result from another angle.
Roth IRA Calculator
Project tax-free Roth IRA growth from annual contributions and compound returns.
Traditional vs Roth Calculator
Compare the projected after-tax value of Traditional and Roth IRA-style contributions.
Roth Conversion Calculator
Estimate the long-term tradeoff of paying tax now for future tax-free withdrawals.
Related guides
6 min
Roth vs Traditional IRA
Compare when paying tax now may beat a deduction today and when the opposite can be true.
Read insight6 min
How Roth conversions work
Learn when Roth conversions may make sense and what tradeoffs to model.
Read insight5 min
RMD basics
A simple introduction to required minimum distributions and why they matter.
Read insightFAQ
Can a calculator tell me whether Roth is always better?
No. Roth versus Traditional depends on current and future tax rates, flexibility goals, and what other account types you already have.
Why model Roth conversions separately?
Conversions have a near-term tax cost and a long-term tax benefit. Seeing that tradeoff clearly helps you decide whether the timing is attractive.