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Equity Return Calculator

Project the future value of a stock or ETF position with price growth, dividends, and optional reinvestment.

Best used for

Projects how a stock or ETF position may grow through price appreciation, dividends, and optional reinvestment.

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Investing

Equity Return Calculator

Project the future value of a stock or ETF position with price growth, dividends, and optional reinvestment.

Snapshot
This equity position could grow to about $100,431 over 10 years.
243.12 shares at about $413 per share could generate roughly $1,205 of annual dividend income.
Projected value
$100,431
Ending shares
243.12
Your Numbers
Current market price per share.
$
Total shares currently owned.
Annual account contribution.
$
Annual price growth
Expected annual share-price growth assumption.
7
Dividend yield
Cash yield before reinvestment.
1.2
Years
Projection length.
10
Choose whether dividends buy additional shares.
Results
This equity position could grow to about $100,431 over 10 years.
243.12 shares at about $413 per share could generate roughly $1,205 of annual dividend income.
Projected value
$100,431
Ending shares
243.12
Annual dividend income
$1,205
Total invested
$55,200

Projection outlook

See how the modeled path evolves over time under the current assumptions.

Projected balance
Total contributions

Optimistic currently leads conservative by about $34,147.

Important findings
What the current inputs suggest
243.12 shares at about $413 per share could generate roughly $1,205 of annual dividend income.
What changes the result most
Optimistic currently leads conservative by about $34,147, so the outcome is meaningfully sensitive to your assumptions.
How to use this result
Use the headline to frame the decision, then check the supporting metrics and timeline before acting. The output is strongest as a planning tool, not as a guarantee.

How it works

The calculation, without the clutter

1

Each year, the model updates share price based on the annual growth assumption and applies your planned annual contribution.

2

Dividend income is calculated from the position value using the dividend yield.

3

If dividends are reinvested, the model converts that cash into additional shares at the current modeled price.

Where this tool is most useful

An investor holding 120 shares of an ETF at $210 per share can model how annual contributions, price appreciation, and dividend reinvestment may change the position over the next decade.

Key assumptions

What to sanity-check

  • The model assumes one annual contribution and one annual dividend cycle for simplicity.
  • Dividend yield is treated as stable across the projection horizon unless you adjust it manually.
  • Price growth and dividends are smooth planning assumptions rather than a forecast of market volatility.

Companion guide

Dividend reinvestment explained

See how reinvesting distributions can reinforce long-term compounding.

Read the guide

FAQ

Common questions

Can I use this for ETFs too?

Yes. The model works for a single stock or ETF position as long as you enter the price, shares, yield, and annual contribution assumptions.

Does this pull live market data automatically?

It can optionally autofill share price and dividend yield from the market-data layer, but the model still works fully with manual inputs.

What if the company cuts its dividend?

Update the dividend yield assumption. The model is only as accurate as the payout assumption you enter.

Should I reinvest dividends automatically?

Reinvestment can accelerate share growth, but some investors may prefer cash income. This model lets you compare both paths.

Equity Return Calculator | WealthyNest